USDA 102% Rural Housing Loan

102% USDA Home Loan Program (*Rural Development Loan, Rural Home Loan, USDA Loan, Rural Development Guaranteed Rural Housing, Rural Housing Loan) Benefits: 102% financing based on appraised value – rather than based on purchase price. (could allow a certain amount to be financed toward home repairs) 30 Year Fixed Rate Mortgage Refinance:  Yes – rate […]

Free: Home Loan Finder Service

Gain access to our Free Home Loan Finder Service.    We will match you to a home loan program that fits your needs in order to purchase a Bank Owned Home or Short Sale with Zero Down Payment or Very Low Down Payment and low monthly payments. Many lenders claim to offer low down payment programs […]

Home Loans with Zero or Very Low Down Payment

Learn How to Purchase a Home with Zero or Very Low Down Payment. Currently there are several home loan programs available for 1st time home buyers and move up buyer to purchase with zero or low down payment and market interest rates. These loans do not have pre-payment penalties so common in the sub-prime era. […]

FHA Loan Application Checklist

To get your FHA loan application off to the right start you will need to following documentation.  This will help your lender expedite the loan approval process. FHA purchase loans: Employment: Most recent 2 years tax returns with all schedules Most recent 2 years w-2’s, 1099’s and other Most recent paystubs for past 30 days […]

Upfront Mortgage Insurance Premium

UFMIP – Upfront Mortgage Insurance Premium is the insurance used to protect the lenders in the event of a mortgage default.   It is important to know how to calculate the UFMIP to arrive at your final loan amount and total monthly payment.  Learn how to calculate the maximum mortgage amount. FHA Refinance Loans – […]

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